Refund Policy

Last Updated: May 2026Effective Date: May 2026

At VISION TRIAD TECHNOLOGIES PRIVATE LIMITED ("we," "us," or "our"), we are committed to delivering high-quality online educational courses and learning experiences to students across India. We understand that circumstances can change, and we want to ensure a fair and transparent refund process for all our students.

This Refund Policy governs all purchases made on our online educational platform located at www.shraddha.in (the "Platform") and applies to all courses, bundles, memberships, and digital products sold by VISION TRIAD TECHNOLOGIES PRIVATE LIMITED.

This Policy is framed in accordance with the Consumer Protection Act, 2019, the Information Technology Act, 2000, and applicable guidelines issued by the Reserve Bank of India (RBI) and payment gateway partners including Razorpay, Cashfree, PayU, and Paytm Payment Gateway.

Please Read Carefully

By completing a purchase on our Platform, you acknowledge that you have read, understood, and agreed to this Refund Policy in its entirety. This Policy forms part of our Terms and Conditions.

Quick Summary — Key Refund Terms

Refund Window

7 days from the date of purchase, subject to eligibility conditions.

Eligible Courses

Individual courses and bundles purchased at full or discounted price.

Non-Refundable Items

Courses with more than 20% content accessed, live workshops, and certificates.

Processing Time

Refunds are processed within 5–7 business days after approval.

How to Apply

Email timelly.tech@gmail.com with your order ID and reason.

Disputes

Governed by Indian law. Jurisdiction: Karnataka courts.

Table of Contents

01Scope of This Policy

This Refund Policy applies to all digital products and services sold by VISION TRIAD TECHNOLOGIES PRIVATE LIMITED on our Platform, including but not limited to:

  • Individual online video courses
  • Course bundles and combo packages
  • Premium membership or subscription plans
  • Live online workshops or webinars
  • Downloadable study materials and resources

Note for Students: Our courses are primarily designed for students in Class 10th, Intermediate, and B.Tech programmes. We strongly encourage you to preview all available free demo content before making a purchase.

03Non-Refundable Situations

Refunds will not be granted in any of the following situations:

  • Request submitted after 7 days from the date of purchase.
  • You have accessed or completed 20% or more of the total course content.
  • A Certificate of Completion has been generated or downloaded.
  • Course purchased using a special offer, flash sale, or coupon code where refund exclusion was stated.
  • Request for a Live Workshop, Webinar, or Live Doubt Session that has already commenced.
  • Downloadable resources, PDF notes, or e-books that have already been downloaded.
  • Account suspended or terminated due to a violation of our Terms and Conditions.

04Refund Eligibility Table

ScenarioRefund Status
Request within 7 days, less than 20% content accessedEligible
Request within 7 days, more than 20% content accessedNot Eligible
Request after 7 days from purchaseNot Eligible
Certificate of Completion already downloadedNot Eligible
Course purchased during flash sale / promotional offerNot Eligible
Technical failure on our Platform (reported promptly)Check Section 10
Course cancelled by VISION TRIAD TECHNOLOGIES PRIVATE LIMITED before deliveryFull Refund

05How to Request a Refund

Step 01

Prepare Your Details

Collect your Order ID, registered email, course name, and reason for refund.

Step 02

Email Official Support

Send an email to timelly.tech@gmail.com with subject: Refund Request - [Order ID].

Step 03

Review & Approval

Our team will review your request and verify eligibility within 3-5 business days.

Step 04

Refund Credited

Once approved, the amount is credited to your original payment method in 5-7 days.

06Refund Processing Timeline

Once your refund is approved, the following timelines apply depending on your payment method:

UPI
1-3 Days
Debit Card
5-7 Days
Credit Card
7-10 Days
Net Banking
3-5 Days
Wallets
1-2 Days
EMI
7-14 Days

07Refund Methods & Payment Gateway Terms

All payments on the VISION TRIAD TECHNOLOGIES PRIVATE LIMITED Platform are processed through PCI-DSS compliant payment gateways including Razorpay, Cashfree, PayU, and Paytm Payment Gateway.

Refunds are issued exclusively to the original payment source used at the time of purchase.

  • Refunds will not be issued in the form of cash, cheque, or bank draft.
  • Transaction fees or convenience fees charged at the time of purchase are non-refundable.
  • For payments made via international cards, the refund will be in Indian Rupees (INR) to the original instrument.

08Partial Refunds

Partial refunds may be considered in the following limited circumstances:

  • A course bundle is purchased and specific courses within the bundle are found to be inaccessible due to a technical issue on our end.
  • VISION TRIAD TECHNOLOGIES PRIVATE LIMITED cancels or significantly curtails a specific module or component of a course after purchase.

09Course Cancellations by VISION TRIAD TECHNOLOGIES PRIVATE LIMITED

In the unlikely event that VISION TRIAD TECHNOLOGIES PRIVATE LIMITED cancels a course or live workshop before it commences, all enrolled students will be entitled to a full refund of the amount paid.

We will notify you of such cancellations via Email, SMS, or Platform notifications.

10Technical Failures & Access Issues

If you are unable to access a purchased course due to a verified technical failure on VISION TRIAD TECHNOLOGIES PRIVATE LIMITED's Platform, you may be entitled to a refund or course credit.

To raise a technical access issue:

  • Report the issue to timelly.tech@gmail.com within 48 hours.
  • Include screenshots or screen recordings demonstrating the failure.
  • Our technical team will investigate and respond within 3 business days.

11Chargebacks & Disputes

We request that all students contact our support team at timelly.tech@gmail.com before initiating a chargeback with their bank.

Consequences of Fraudulent Chargebacks:

  • Immediate suspension or permanent termination of your VISION TRIAD TECHNOLOGIES PRIVATE LIMITED account.
  • Revocation of access to all purchased courses and certificates.
  • Legal action under applicable Indian laws, including the IT Act, 2000.

12Modifications to This Policy

VISION TRIAD TECHNOLOGIES PRIVATE LIMITED reserves the right to amend, modify, or update this Refund Policy at any time without prior notice. Any changes will be effective immediately upon posting on our Platform.

13Contact & Grievance Officer

Support Team

Email: timelly.tech@gmail.com

Phone: +91 8309115799

Mon-Sat, 9:00 AM – 6:00 PM IST

Web: www.shraddha.in

Grievance Officer

Name: [Grievance Officer Name]

Email: timelly.tech@gmail.com

Address: Door No: 45/2, 3rd Floor, 17th Cross, 5th Main Road, Sector 2, HSR Layout, Bangalore, Karnataka - 560102